What Data We Collect

None. ZeroOut does not collect any personal information, usage data, analytics, or diagnostics. We have no servers, no databases, and no way to see what you enter into the app.

Where Your Data Lives

All data you enter into ZeroOut — your income, bills, debts, payment history, and preferences — is stored locally on your device using Apple's SwiftData framework. It never leaves your phone.

What We Don't Do

• We do not require an account or login
• We do not collect your name, email, or any personal identifiers
• We do not use analytics, tracking pixels, or any third-party SDKs
• We do not serve ads or share data with advertisers
• We do not transmit any data over the internet
• We do not use cookies or fingerprinting
• We do not access your contacts, photos, location, or any other device data

Third-Party Services

ZeroOut uses zero third-party services, libraries, or SDKs. The app is built entirely with Apple's native frameworks. The only network activity the app initiates is when you tap an external link in the Resources tab (e.g., NFCC.org), which opens in your default browser — not inside the app.

Data Deletion

Since all data is stored locally on your device, you can delete all ZeroOut data at any time by deleting the app. No residual data exists on any server because we have no servers.

Children's Privacy

ZeroOut does not knowingly collect any information from anyone, including children under 13. Since the app collects no data at all, it is inherently compliant with COPPA and similar regulations.

Changes to This Policy

If we ever change this policy, we will update this page with the new effective date. Given our commitment to zero data collection, we don't anticipate meaningful changes.

Contact

If you have questions about this privacy policy, you can reach us at:

jonfiorucci@gmail.com